Maxuvo is general education and planning. It shows you, in plain words, a common order for putting money to work in the United States: an emergency fund, your employer's 401(k) match, high-interest debt, a Health Savings Account, a Roth IRA, and ordinary investing. It tracks the accounts you tell it about so you can see your progress in one place.
Maxuvo is general education, not financial, tax or legal advice. It does not know everything about your situation, and nothing in the app is a recommendation made for you personally.
What Maxuvo does
- Suggests which types of account to use and in what order, using the numbers you enter and the published limits for the year.
- Explains, next to each suggestion, the reasoning behind it.
- Keeps a record of the accounts, balances and budgets you enter.
- Teaches how the US system works through short lessons, with links to official sources.
What Maxuvo does not do
- It does not move your money, hold your money, or place trades. You make every transfer yourself.
- It does not recommend specific investments: no particular stocks, funds, or companies' products.
- It does not give tax, legal or immigration advice, and it does not tell you what to do about your own visa, immigration status or tax filing. It explains general rules only.
- It is not a bank, a broker, or a registered investment adviser, and it does not act as a fiduciary for you.
Your decisions are yours
You decide what to do with your money. Rules have exceptions, and your circumstances may differ from the general case. For decisions that matter, consider talking to a qualified professional, such as a licensed tax professional or an attorney.
Numbers and limits
Contribution limits and thresholds come from published government sources for the stated tax year. They change, and they can depend on details Maxuvo does not ask about. Check the linked official source before you rely on a figure.
Questions
Write to us at support@maxuvo.com.